It’s Not Just a House –
It’s Your Home

Get Your Flood Zone Determination
and Protect What Matters

Determine My Flood Risk
Get a Quote
Contact an Agent
Keeping You Protected

What You Should Know About Flood Insurance

Did you know most homeowner insurance polices do not cover damage caused by floods?

More Flood Facts

Why Select New Jersey Flood Insurance?

We make flood insurance easy – get your quote online, speak to an in-house expert, or have a live chat.

Get to Know Us

Understanding Your Elevation
Certificate

Understand this important tool and how it is used to determine your flood insurance premium rate.

Learn More Facts

Down the Shore or in the Skylands!

New Jersey Flood Insurance is part of National Flood Insurance, LLC, one of the nation’s leading Managing General Agents (MGAs).

As an MGA, we have the ability to quote, underwrite, and bind your flood insurance policy. We provide you the option to get an alternate premium quote through one of our multiple private carriers or get coverage through the government backed – National Flood Insurance Program (NFIP). With many options to choose from, we can easily find our new and existing policyholders the best coverage and price on the market.

What this means for you – more options, better coverage, and more competitive rates!

Read More

As many residents know first-hand, floods are common occurrences in the Garden State. With Jersey’s many rivers, heavy rain and snow, and coastal flooding risks, the importance of purchasing flood insurance has become an essential need for both home and business owners – whether the property is located in a high- or low-risk flood zone.

At New Jersey Flood Insurance, we strive to inform and assist our customers in making the best decision possible so they can protect what matters most – their home and their assets. Our dedicated team is ready to help you with all of your flood insurance needs.

We’ll keep your head above the water in New Jersey!

Read Less

Making Flood Insurance an Uncomplicated Task

Whether you’re getting a quote or need help with a claim – we want to make the process easy, fast and convenient for you!

Get just what you need online, by phone, or by chat. How can we help you?

Get a Quote Online

In less than 15 minutes, get a quote online for your flood insurance policy 

Start Quote

Speak to an Expert

Our team is standing by to answer your questions and walk you through the process.

Get Support

Live Chat

Don’t have time to call? Tell us about your question and we’ll connect you to a live expert.

Chat Now